Critical Illness Insurance

Critical Illness Insurance

Overview

Heart attach and stroke are examples of common critical illnesses that often lead to unexpected medical bills. If you are being treated for such a critical illness, shouldn't your primary  focus be on getting well—not worrying about how to pay for your care? 

 

Group Critical Illness can help you by paying a lump sum benefit to help cover your daily living expenses such as grocery bills, mortgage payments, transportation costs or pay for your out-of-pocket medical costs, including deductibles, copays, and cost-shares.

 

  • Pay you directly, so you can choose how to spend the money.
  • Goes with you if you leave your employer.
  • Provide coverage without answering any medical questions.
  • Covers children at a 50% of your benefit amount at no additional cost.
  • Gives you the option to cover your spouse and children.
Enrollment

Add critical illness insurance to help offset expenses that may not be covered under your employer's existing medical insurance and disability plans.

 

ENROLL NOW

 

The Health Maintenance Screening Benefit will pay $50 to you and your covered dependents each calendar year. Click here to download a Health Screening claim form. Please call 800-634-1743 for additional information and download the Health Maintenance Screening Benefit pdf that is listed in the right column.

 

To file a claim visit standard.com and login. Download how to file a claim pdf that is listed in the right column.

Tell Me More

As an employee, you have the opportunity to pay your premiums via payroll deduction.

 

Contact Us

Questions about your payroll deductions for this benefit, open enrollment or other Bank of Hawai'i general benefits questions? The HR Service Center is ready to assist you!

Mercer Discretionary Benefits helps facilitate these plans with the Bank of Hawai'i.
 

 Phone
1-877-277-2898
 Hours
 M-F 8a-5p HST
 Email
hr@boh.com

How It Works

Critical Illness - Plan Overview

These form(s) are in Adobe Acrobat Reader (PDF) format and are available for downloading and printing.

 

Critical Illness Insurance Summary
Critical Illness Insurance Flyer
Understanding Critical Illness
Health Maintenance Screening Benefit
How To File A Claim

 

FAQs

Answers about the plan, including eligibility, options, enrollment, customer service and more.

  • Who is the provider?

    Standard Insurance Company

    For more than 100 years, we have been dedicated to our core purpose: to help people achieve financial well-being and peace of mind. Headquartered in Portland, Oregon, The Standard is a nationally recognized provider of group employee benefits. to learn more about products from The standard, visit us at www.standard.com. 

     

    The Standard is a marketing name from StandCorp Financial Group, Inc. and subsidiaries. Insurance products are offered by Standard Insurance Company of Portland, Oregon, in all states except New York. Product features and availability vary by state and are solely the responsibility of Standard Insurance Company. 

  • When can I enroll?

    As a new hire, you can enroll within 31 days of your date of hire. All other employees, you may enroll during your annual enrollment period or within 31 days of your Change in Family Status.
  • What does the Wellness Benefit cover?

    The Wellness Benefit pays a $50 annual benefit when you receive one of the following: Biopsy for skin cancer; Bone Marrow Testing; Blood tests for triglycerides, CA15-3 (breast cancer), CA125 (ovarian cancer), CEA (colon cancer), PSA (prostate cancer); Chest X-ray; Colonoscopy; Doppler screening for carotids or peripheral vascular disease; Echocardiogram; EKG; Flexible sigmoidoscopy; Hemoccult stool analysis; HPV (Human Papillomavirus) Vaccination; Lipid panel (total cholesterol count); Mammography, including Breast Ultrasound; Pap Smear, including ThinPrep Pap Test; Serum Protein Electrophoresis (test for myeloma); Stress test on bike or treadmill; Thermography; Ultrasound screening for abdominal aortic aneurysms.

Client Disclaimer


HMS is not available in all states or on all products. 


Not all tests are available in all states or on all products. Please reference you certificate Group Accident, Critical Illness and Hospital Indemnity insurance are limited benefits polices. Group insurance is called Specific Disease insurance in New York and Vermont. Hospital Indemnity insurance is not available in all states. 


The Standard is a marketing name from StandCorp Financial Group, Inc. and subsidiaries. Insurance products are offered by Standard Insurance Company of Portland, Oregon, in all states except New York. Product features and availability vary by state and are solely the responsibility of Standard Insurance Company. 

Mercer's Role & Compensation

Details of Mercer disclosure of the compensation.