An unexpected injury-related accident could mean a trip to the emergency room. And unanticipated ,uncovered, after-treatment ER bills can add up quick. Your major medical insurance will help with many of your expenses, but wouldn't you feel better knowing you'll have extra help paying some of your bills?
Group Accident Insurance is here to make life a little easier for whatever you need while recovering from an accident or injury. Additional features include:
Add accident insurance coverage to help offset costs that may not be covered under your employer's existing medical plan.
The Health Maintenance Screening Benefit will pay $50 to you and your covered dependents each calendar year. Click here to download a Health Screening claim form. Please call 800-634-1743 for additional information and download the Health Maintenance Screening Benefit pdf that is listed in the right column.
To file a claim visit standard.com and login. Download how to file a claim pdf that is listed in the right column.
Questions about your payroll deductions for this benefit, open enrollment or other Bank of Hawai'i general benefits questions? The HR Service Center is ready to assist you!
Mercer Discretionary Benefits helps facilitate these plans with the Bank of Hawai'i.
| Phone 1-877-277-2898 |
| Hours M-F 8a-5p HST |
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| Email hr@boh.com |
These form(s) are in Adobe Acrobat Reader (PDF) format and are available for downloading and printing.
| Accident Insurance Summary |
| Accident Insurance Flyer |
| Health Maintenance Screening Benefit |
| How To File A Claim |
Answers about the plan, including eligibility, options, enrollment, customer service and more.
Who is the provider?
Standard Insurance Company
For more than 100 years, we have been dedicated to our core purpose: to help people achieve financial well-being and peace of mind. Headquartered in Portland, Oregon, The Standard is a nationally recognized provider of group employee benefits. to learn more about products from The standard, visit us at www.standard.com.
The Standard is a marketing name from StandCorp Financial Group, Inc. and subsidiaries. Insurance products are offered by Standard Insurance Company of Portland, Oregon, in all states except New York. Product features and availability vary by state and are solely the responsibility of Standard Insurance Company.
How can this help me?
Most families don’t budget for the costs associated with accidents. When an accident does occur, the last thing on your mind is the charges accumulating while at the emergency room:
These costs can add up fast. Most families have medical insurance that will cover a majority of the expenses. But, what about the out-of-pocket medical expenses, such as lost wages an employee or spouse/domestic partner loses when out of work or staying home to care for an injured family member? You hope that an accident never happens, but at some point you very well may take a trip to your local emergency room. If that time comes, wouldn’t it be nice to have an insurance plan that pays you a benefit regardless of any other insurance you have? Group Accident insurance does just that, providing a cash benefit to cover the costs associated with unexpected trips to the emergency room.
When can I enroll?
Will I have to take a medical exam to get this coverage?
What types of accidents and injuries am I covered for?
Once you’re enrolled in this coverage, you’ll collect benefits for more than 150 different covered events, including
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You’ll also receive a lump-sum payment when you have these covered medical services/treatments:
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The Accident, Critical Illness, and Indemnity Medical Insurance coverage is provided by policy forms GVAP6, GVCIP4, and GVSP2, or state variations thereof. This is a brief overview of the benefits available. Details of the coverage, including exclusions and other limitations are included in the certificates issued.
Allstate Benefits is the marketing name used by American Heritage Life Insurance Company (Home Office, Jacksonville, FL), a subsidiary of The Allstate Corporation.
HMS is not available in all states or on all products.
Not all tests are available in all states or on all products. Please reference you certificate Group Accident, Critical Illness and Hospital Indemnity insurance are limited benefits polices. Group insurance is called Specific Disease insurance in New York and Vermont. Hospital Indemnity insurance is not available in all states.
The Standard is a marketing name from StandCorp Financial Group, Inc. and subsidiaries. Insurance products are offered by Standard Insurance Company of Portland, Oregon, in all states except New York. Product features and availability vary by state and are solely the responsibility of Standard Insurance Company.