If you become injured or ill are hospitalized, your health insurance will pay a portion of your costs. But no plan pays for everything. Your share of the hospital bill with coinsurance, copays, and deductibles could be costly—let alone the extra out-of-pocket expenses that might occur.
With Group Hospital Indemnity Insurance, you receive cash benefits for covered hospital stays and expenses to help offset the hospital bill, take care of day-to-day expenses, or pay anything you need. Plus, this insurance offers these advantages:
Add hospital indemnity insurance to help offset expenses that may not be covered under your employer's existing medical insurance and disability plans.
Note: To fine a claim visit standard.com and login. Downland how to file a claim pdf that is listed in the right column. For additional information please call 800-634-1743.
Questions about your payroll deductions for this benefit, open enrollment or other Bank of Hawai'i general benefits questions? The HR Service Center is ready to assist you!
Mercer Discretionary Benefits helps facilitate these plans with the Bank of Hawai'i.
Address Mercer Voluntary Benefits 12421 Meredith Drive Urbandale, IA 50398 |
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Phone 1-877-277-2898 |
Hours M-F 8a-5p HST |
Email hr@boh.com |
These form(s) are in Adobe Acrobat Reader (PDF) format and are available for downloading and printing.
Hospital Indemnity Insurance Summary |
Hospital Indemnity Insurance Flyer |
Preparing for Hospital Stay |
How To File A Claim |
Answers about the plan, including eligibility, options, enrollment, customer service and more.
Who is the provider?
Standard Insurance Company
For more than 100 years, we have been dedicated to our core purpose: to help people achieve financial well-being and peace of mind. Headquartered in Portland, Oregon, The Standard is a nationally recognized provider of group employee benefits. to learn more about products from The standard, visit us at www.standard.com.
The Standard is a marketing name from StandCorp Financial Group, Inc. and subsidiaries. Insurance products are offered by Standard Insurance Company of Portland, Oregon, in all states except New York. Product features and availability vary by state and are solely the responsibility of Standard Insurance Company.
How can this help me?
Hospital Indemnity Insurance pays a daily benefit if you have a covered stay in a hospital, critical care unit or rehabilitation facility. The benefit amount is determined based on the type of facility and the number of days you stay.
Benefits of the plan include:
Below are a few examples of how your Hospital Indemnity Insurance benefit could be used (coverage amounts may vary):
When can I enroll?
Will I have to take a medical exam to get this coverage?
The Accident, Critical Illness, and Indemnity Medical Insurance coverage is provided by policy forms GVAP6, GVCIP4, and GVSP2, or state variations thereof. This is a brief overview of the benefits available. Details of the coverage, including exclusions and other limitations are included in the certificates issued.
Allstate Benefits is the marketing name used by American Heritage Life Insurance Company (Home Office, Jacksonville, FL), a subsidiary of The Allstate Corporation.
HMS is not available in all states or on all products.
Not all tests are available in all states or on all products. Please reference you certificate Group Accident, Critical Illness and Hospital Indemnity insurance are limited benefits polices. Group insurance is called Specific Disease insurance in New York and Vermont. Hospital Indemnity insurance is not available in all states.
The Standard is a marketing name from StandCorp Financial Group, Inc. and subsidiaries. Insurance products are offered by Standard Insurance Company of Portland, Oregon, in all states except New York. Product features and availability vary by state and are solely the responsibility of Standard Insurance Company.